Protecting Policyholders' Rights
The world is filled with risks — from natural disasters and theft to personal injuries and director liability. Maintaining appropriate levels of insurance coverage to hedge against potential future losses is only half the battle when calamity strikes. Receiving appropriate insurance defense and maximum claim reimbursement is the other half.
Conflict-Free Insurance Recovery Representation
Offit Kurman’s insurance recovery lawyers represent policyholders exclusively. When facing an actual or potential dispute with your insurance company, it is crucial to have counsel who understands your business or personal situation and is dedicated to your best interests.
Knowing that insurance companies are motivated to minimize their payouts, we stand by our clients to ensure carriers live up to their policy commitments. We protect you against risk exposure and, in the event of a loss, ensure you receive the compensation you are rightfully due. We work with both businesses and individuals, identifying available insurance coverage from all available sources to pay your claim and recover what you are owed.
Our proactive approach starts with providing a realistic analysis of the claim. We then work to develop a customized strategy appropriate for your specific case to provide you with the most cost-effective and cost-appropriate representation possible. In most cases, we're able to assist you in negotiating a business resolution. Should negotiations break down, our team of seasoned insurance recovery attorneys bring the experience necessary to successfully see the matter through trial.
Who We Do It For
We have handled a wide range of insurance coverage advice and counsel, as well as recovery matters, including coverage actions on behalf of insureds relating to claims under general liability policies, bad faith claims, defense obligations, law and ordinance exclusions, crime coverage, employment liability coverage, and coverage for data loss and environmental liability. Clients have included:
- Art dealers and galleries
- Cannabis and ancillary business partners
- Construction companies
- Educational institutions
- Food companies
- Hospitality companies
- Insurance brokers
- Independent schools
- Manufacturers
- Municipalities and government agencies
- Personal and home healthcare companies
- Real estate developers
- Retailers
- Transportation providers
