Tracey L. Batey is a highly experienced legal professional in banking, mortgage lending and servicing. Her expertise includes: Dodd-Frank Wall Street Reform and Consumer Protection Act, ECOA, Flood Insurance, ESIGN, FCRA, FDCPA, PRIVACY, RESPA, Regulation X, TILA, Regulation Z, SCRA, Regulations DD, CC and E, and UDAAP. She’s skilled at complex transaction analysis and completion, as well as resolution of regulatory matters including Consent Orders, Matters Requiring Attention, as well as internal and external findings. She has successfully worked with regulatory agencies to resolve issues and develop strong relationships.
She’s had proven success in providing guidance for establishing effective Compliance Management Programs including development and implementation of policies, procedures, training and testing. She believes in building collaborative relationships with, and supporting, all stakeholders, and driving cross-functional solutions. She continually supports the maintenance and management of the management programs, and is proactive when it comes to issue identification and prompt issue resolutions, including by anticipating and detecting potential exposure, implementing or expanding preventive measures to ensure compliance and minimize costs, and improving employee awareness and decision-making.