Tracey L. Batey is a highly experienced legal professional in banking, mortgage lending and servicing. Her expertise includes: Dodd-Frank Wall Street Reform and Consumer Protection Act, ECOA, Flood Insurance, ESIGN, FCRA, FDCPA, PRIVACY, RESPA, Regulation X, TILA, Regulation Z, SCRA, Regulations DD, CC and E, and UDAAP. She’s skilled at complex transaction analysis and completion, as well as resolution of regulatory matters including Consent Orders, Matters Requiring Attention, as well as internal and external findings. She has successfully worked with regulatory agencies to resolve issues and develop strong relationships.
She’s had proven success in providing analysis, advice and guidance of requirements for Compliance Management Program and Compliance/Risk Management Framework; change management; policies, procedures, training and testing, as well as building collaborative relationships with, and supporting, business units; driving cross-functional solutions. She continually supports the maintenance and management of the management programs, policies and procedures, as well as monitoring, training, and special compliance related projects and she’s proactive when it comes to issue identification and prompt issue resolution; managing legal and compliance risks by anticipating and detecting potential exposure, implementing or expanding preventive measures to ensure compliance and avoid costs, increase employee awareness, and improving decision-making.