BUSINESS DEPARTMENT | Banking & Finance
Offit Kurman offers an innovative approach to representing lenders by providing high-quality legal services more efficiently and at a more affordable price than other firms. We represent lenders in structuring, negotiating, documenting and resolving a variety of commercial and real estate financing transactions throughout the Mid-Atlantic region. Our experience includes residential and commercial acquisition, development and construction loans, asset-based and borrowing base loans, loan restructures and workouts, letters of credit, lines of credit, bridge loans and mezzanine financing. We work with our lender client, the borrower and, if appropriate, the title company, the borrower’s seller and others, to minimize the transaction costs and tax implications to the borrower and to develop a practical strategy for getting the deal closed.
Offit Kurman has represented participants on all sides of financing transactions, including lenders, borrowers, guarantors, shareholders, partners, insurance companies, participants, syndications and others. We work on transactions for multi-family apartment projects, warehouse, flex and office buildings, restaurants, convenience and grocery stores, gas stations, mini-storage facilities, hotels, shopping centers and malls, residential subdivisions and residential, commercial and public/private mixed-use condominium products. We also have extensive experience with a variety of hedging and credit enhancement techniques, such as interest rate swaps, letter of credit support, guarantees, and other forms of standby assistance.
Furthermore, we assist lenders with the documentation of loans pursuant to various programs offered by the United States Small Business Administration, including the Section 7(a) program, the Section 504 program and SBAExpress program; and we work with lenders to review internally-generated bank loan documents, created using the bank’s shelf documents or through programs like LaserPro. In general, Offit Kurman will work with the client to find the most cost-effective division of labor between the bank’s staff and the firm.
For further information regarding the Banking and Finance Practice Area of Offit Kurman, please contact Brian Rosenberg by e-mail at brosenberg@offitkurman.com or by phone at 301.575.0321.
BANKING & FINANCE PRACTICE AREA ATTORNEYS
David K. McRae dmcrae@offitkurman.com Washington Area: 301.575.0378 | Baltimore Area: 443.738.1578
Andrew R. Polott apollot@offitkurman.com Washington Area: 301.575.0364 | Baltimore Area: 443.738.1564
Brian C. Rosenberg brosenberg@offitkurman.com Washington Area: 301.575.0321 | Baltimore Area: 443.738.1521
Louis J. Sinatra lsinatra@offitkurman.com Philadelphia Area: Phone 267.338.1313
William Thomas wthomas@offitkurman.com Baltimore Area: 443.738.1514 | Washington Area: 301.575.0314
Donald Walsh dwalsh@offitkurman.com Baltimore Area: 443.738.1583 | Washington Area: 301.575.0383
